body {
	background-color: #004481;
	font-family: "Times New Roman", Times, serif;
	font-size: 14px;
}
.nav{
	font-family: Geneva, Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight: bold;
	color: #E1AC08;
	text-decoration: none;
}
h1 {
	font-size: 16px;
	color: #004481;
	text-decoration: none;
}
.heading_1 {
	font-size: 18px;
	font-weight: bold;
	color: #004481;
	text-decoration: none;
}
.subtext {
	font-size: 12px;
	font-style: normal;
	font-weight: normal;
	font-family: Georgia, "Times New Roman", Times, serif;
	text_decoration: none;
}
.nav_bground {
	background-image: url(images/nav_bground_10.gif);
	background-repeat: no-repeat;
	background-position: center center;
}
a.nav:hover{
	color: #D0F0FD;
	text-decoration: none;
	}
a.subtext{
	text-decoration:none;
	color:#CCCCCC	}
a.subtext:hover {
	color:#FFCC33;
	}
h2 {
	color: #CCCCCC;
	font-size: 18px;
	font-family: Arial, Helvetica, sans-serif;
}
h3 {
	font-family: "Times New Roman", Times, serif;
	font-size: 14px;
	font-weight: bold;
	line-height: 10px;
}
.headerbground {
	background-image: url(images/template_03.jpg);
	background-repeat: no-repeat;
}
.style4 {color: #CCCCCC; font-weight: bold; }

a.style4 {color: #CCCCCC; 
	font-weight: bold; 
	text-decoration:none;}
	
a.style4:hover {color: #DOFOFD; font-weight: bold; }
.indent_div {
	margin-left: 25px;
	border: none;
	padding: 5px;
}